| Bill | Why | Amount | Balance After | Status |
|---|---|---|---|---|
| Hunter-Kelsey | bounced 06/08, $28 fee — appears to be a debt payment | $ | $759.44 | unpaid |
| HCTRA EFT (toll tag) | bounced 06/09, $28 fee | $ | $719.44 | unpaid |
| Mortgage (Planet Home Lending) | BOUNCED 06/16 — overdrawn, biggest item on the account by far | $ | $-2,843.86 | unpaid |
| Allstate Insurance | increased 4x: $894 → $919 → $1,012 → $1,035; June payment also went overdrawn | $ | $-3,878.53 | unpaid |
| United of Omaha (life ins.) | bounced/overdrawn in March, April, May, and June — $28 fee each time | $ | $-4,460.11 | unpaid |
| Crossroads (CSS) – collections | bounced 06/29, $28 fee | $ | $-4,932.63 | unpaid |
| Day | Item | Amount | Balance After | Status |
|---|---|---|---|---|
| 2nd | ↓ City of Austin (utility) increased: $398 → $409 → $525 → $498 | −$ | $-5,430.29 | unpaid |
| 3rd | ↓ SBA EIDL Loan | −$ | $-5,695.29 | unpaid |
| 3rd | ↓ PALIC Insurance | −$ | $-5,770.26 | unpaid |
| 5th | ↓ Foresters (IOF) Insurance | −$ | $-5,879.11 | unpaid |
| 7th | ↑ Amazon.com Payroll (weekly) ranges $60–$490/wk — shown once here, actually recurs ~4x/month on paydays | +$280.00 | $-5,599.11 | pending |
| 12th | ↓ Buy Now Pay Later (loan 1) $1,300 opened 03/12 | −$ | $-5,717.74 | unpaid |
| 13th | ↓ Google Fiber | −$ | $-5,820.83 | unpaid |
| 14th | ↓ BetrLink LLC | −$ | $-6,112.33 | unpaid |
| 14th | ↑ Yvonne's Dr. Wallace Paycheck Remote Deposit — recurs ~monthly (Jan 15, Feb 13, Mar 13, May 14, Jun 16) | +$2,688.32 | $-3,424.01 | pending |
| 15th | ↓ Mutual of Omaha | −$ | $-3,472.80 | unpaid |
| 16th | ↓ Buy Now Pay Later (loan 2) $1,000 opened 05/15 | −$ | $-3,592.05 | unpaid |
| 18th | ↓ Service Finance Co. | −$ | $-3,803.96 | unpaid |
| 19th | ↓ Banfield Pet Insurance | −$ | $-3,890.71 | unpaid |
| 20th | ↓ Frontier Communications | −$ | $-3,967.20 | unpaid |
| 20th | ↑ Social Security (XXSOC SEC) ranges $1,893–$2,227, deposits ~18th–23rd | +$2,046.00 | $-1,921.20 | pending |
| 22nd | ↓ Capital One wildly inconsistent: $100 to $1,181.55 — verify what this is | −$ | $-2,421.20 | unpaid |
| 26th | ↓ D&G Warranty charged twice same day on 03/27/26 | −$ | $-2,446.35 | unpaid |
| 27th | ↓ U-Haul Slaughter Ln possible storage unit | −$ | $-2,550.25 | unpaid |
| 27th | ↑ VA Benefits (VACP TREAS 310) deposits ~27th every month, Jan–Jun | +$4,158.17 | $1,607.92 | pending |
| 27th | ↑ Civil Service Pension (OPM1 TREAS 310) deposits ~25th–28th | +$334.17 | $1,942.09 | pending |
| 30th | ↓ Reach Financial (loan) new in June — not seen Jan–May, confirm what this loan is | −$ | $1,616.91 | unpaid |
| Current Balance (after all bills + deposits) | $1,616.91 | |||